Scottish Rowing Ltd, Scottish Rowing Centre Ltd, Scottish Rowing councils including employees, officers and officials, committees, committee members and volunteers, Scottish Rowing individually registered members, including officials, volunteers whether members or not and/or coach educators (coach to coach) coaches who are individually registered members of Scottish Rowing.
NB: Policy only provides indemnity to UK residents.
Recognised and approved activities of Scottish Rowing Ltd including any rowing training and competition (including indoor training & gym) training and/or competition activity recognised and approved by Scottish Rowing Ltd including personal, recreational rowing training, competitive rowing including indoor rowing tank facility and supervised gym area.
As part of your Scottish Rowing membership, you receive the benefit of the Public Liability and Professional Indemnity insurances provided by Allianz Global Corporate & Specialty SE via Sportscover Europe Limited as follows:
The annual policies run from 1st April – 31st March (both days inclusive)
Public liability insurance provides protection against legal liability for bodily injury to third parties and damage to third party property.
Products liability insurance provides protection against legal liability to pay compensation including legal costs for death or bodily injury, or damage to third party property arising from products supplied.
Cover to protectCover to protect a coach/ instructor for claims made against them which allege that a third party has suffered an injury or financial loss caused by negligent acts, errors or omissions during coaching/ tuition activities.
Please note the following also receive Directors & Officers and Employers Liability cover:
The annual policies run from 1st April – 31st March (both days inclusive)
Please note members and coaches also receive the benefit of Personal Accident cover provided by Aviva Insurance Ltd, which offers enhanced benefits to what has previously been available.
Personal Accident cover provides a set financial payment in the event of an accidental injury, such as death, permanent disability, physiotherapy, dental expenses, etc.
The main benefits provided are as follows:
*The basis of cover for permanent total disablement is any and every occupation
Broken bones covered:
Maximum benefit per claim - £500
Please refer to the Personal Accident Schedule and wording in the downloads section for the full list of benefits.
Yes, three taster sessions are permitted, on the third session the participant needs to become a member of the club to ensure they are covered under the insurance policies.
Not under this Liability policy, you can arrange to insure your property or your clubs equipment by calling Marsh Sport on 0345 872 5060
Yes, the Liability policy will defend claims made against you for negligence. Please note any claims relating to deliberate or criminal acts are excluded.
Although the Liability cover is worldwide, the Scottish Rowing policy does not negate the need for Travel Insurance, sports Travel Insurance can be purchased from Marsh Sport here.
Public Liability Insurance covers the cost of legal action and compensation for claims made against you where a third party alleges you are responsible for their injuries or damage to their property.
Personal Accident cover provides a set financial payment in the event of an accidental injury, such as death, permanent disability, physiotherapy, dental expenses, etc.
If your query relates to the insurance policy please contact your insurance broker, Marsh Sport on either 0345 872 5060 or message us.
