Paddle UK insurance zone

This cover applies only to activities authorised or recognised by Paddle UK.

The policy covers: Paddle UK, Paddle UK Events Ltd, Paddle Scotland, Paddle Northern Ireland (including members of CANI and Paddle UK resident in the Republic of Ireland) Canoe Cymru, the Canoe Foundation, and all their affiliated:

• Employees.
  
• Directors, officers, and officials.
  
• Event safety officers.
• Committee members.
• Events.
• Affiliated clubs.
• Affiliated community groups.
• Members, and associate members.
• Coaches, and voluntary helpers.

The policies run from 1st November to 31st October annually. The policy limits (dependent upon your membership category) are as follows:

• Public Liability - up to £15,000,000 cover for your legal costs and compensation payments if a third party suffers bodily injury or property damage due to your negligence.
• Professional Indemnity - up to £10,000,000 covers claims of negligence, errors, omissions, or breaches of duty that cause financial loss to third parties.
• Directors and Officers – up to £5,000,000 (£350 excess) cover for claims made directly against individuals e.g. officer, committee member, director, and/or trustee for alleged wrongful acts.
• Employers Liability – cover for clubs in respect of claims for injuries made by employees or volunteers, up to £10,000,000.

Please note:

1. Not all the covers noted above apply to all membership categories. Please refer to the specific membership sections below.
2. Public Liability and Professional Indemnity cover is provided worldwide.
3. Restricted cover applies in respect of Directors and Officers – please refer to Marsh Sport.