No, they would need to be individual members to be insured. If, however, this is a club activity and the club has deployed a suitably experienced leader, cover would be in place for the club and its members.
Insurance for members
The cover applies only to activities authorised or recognised by British Canoeing.
As part of your membership with Paddle UK, Paddle Scotland, Paddle Northern Ireland (including members of CANI and Paddle UK resident in the Republic of Ireland) and Paddle Cymru you automatically receive the benefit of the Combined Liability insurance.
To understand what these covers are and to see the main terms and conditions that apply please make sure you refer to the policy summary and policy wording which can be found in the downloads section below.
The policies run from 1st November to 31st October annually. The policy limits are as follows:
Policy details and limits
- Public Liability - worldwide cover for your legal liability of up to £15,000,000 (£250 excess). Public liability insurance provides protection against legal liability for bodily injury to third parties and damage to third party property.
Frequently Asked Questions
No, if you are injured you may wish to seek legal advice on how to pursue a claim against the person responsible for causing the injury.
No. If members are paddling outside a club session then they will need their own Paddle UK On The Water membership to be covered for third party liability insurance.
Yes, the public liability insurance provided will defend your position, should you be sued for injury to a third party or damage to a third parties property. Please note any claims relating to deliberate or criminal acts are excluded.
- If you are in a club environment please advise your designated club representative of the incident.
- If you are a direct member please report the incident as soon as possible to your home nation, all incidents must be reported via the Paddle UK incident reporting system.
If your query relates to the insurance policy please contact our insurance broker, Marsh Sport on either 0345 872 5060, or by email.
Public liability insurance provides protection against legal liability for bodily injury to third parties and damage to third party property.
Yes, the liability cover extends to those members/coaches residing in these territories.