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British Kitesports Association Insurance Zone

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Insurance for members and coaches

What insurance do you get as part of your membership?

As part of your membership with British Kitesports Association you automatically receive the benefit of Public Liability insurance.

To understand this cover and to see the main terms and conditions that apply please make sure you refer to the policy summary and policy wording which can be found in the downloads section below.

The annual policies run from 1st April 2026 to 31 March 2027

What are the policy limits?

  • Worldwide cover for your legal liability of up to £10,000,000 (£50 Excess).
  • Public liability insurance provides protection against legal liability for bodily injury to third parties and damage to third party property.
  • Products liability insurance provides protection against legal liability to pay compensation including legal costs for death or bodily injury, or damage to third party property arising from products supplied.

  • Cover for members if they are accidentally injured when participating in a sanctioned activity or event, or whilst taking part in a club organised activity.  The covers also apply during a club organised social event.
  • These limits apply to an accidental injury caused whilst the policy operates (see below).
CAPITAL BENEFITS

£25,000 Capital Benefits in respect of adults

£10,000 Capital Benefits in respect of juniors

for respect of the following:

  • Death
  • If your arms, legs and torso are paralysed.
  • If you’re paralysed on one side of your body.
  • If you’re paralysed from the waist down.
  • If you lose two or more limbs. Limbs include hands and feet.
  • If you lose your sight in both eyes.
  • If your injuries are permanent and stop you from doing any job for the rest   of your life that you are trained educated or experience to do. If you are not working your injuries stop you from doing any paid work for the rest of your life.
MEDICAL BENEFITS:
  • Medical Benefits: The percentage of the expenses covered under this section is 80% of the maximum amount payable.
  • The percentage of physiotherapy expenses covered under this section is 75% of the maximum amount payable.
  • The excess payable for each claim under this section is £ 50 Excess.
  • The maximum amount payable per claim under this section £ 500 Limit.

Useful downloads