Public Liability insurance up to £10,000,000.

Public liability insurance provides protection against legal liability for bodily injury to third parties and damage to third party property. 

We recommend that a designated person within your club is made responsible to record any reportable accident/incident. Records must be kept for at least 6 years, and longer where it involves a person under the age of 18 years. Names and addresses of any possible witnesses should also be recorded. Please ensure your club has an accident book to record all such information.

In respect of Safeguarding allegations records should be kept indefinitely.

If your query relates to the insurance policy please contact our insurance broker, Marsh Sport on either 0345 872 5060, or by email.

Cover to protect coaches for claims made against them which allege that a third party has suffered an injury or financial loss caused by negligent acts, errors or omissions during coaching activities. 

No, if you are injured you may wish to seek legal advice on how to pursue a claim against the person responsible for causing the injury.

Yes, the public liability insurance provided will defend your position, should you be sued for injury to a third party or damage to a third parties property.

Please note any claims relating to deliberate or criminal acts are excluded.

Individuals who may be interested in joining a club are insured for a maximum of 3 initial "taster" sessions. For indemnity to apply it is essential that the club records their name, address and dates of attendance. These details must be retained as they may be called upon in the event of a claim.

If there are verbal or written allegations made against your club, you should record the information and notify Marsh Sport of the incident at your earliest opportunity. Please contact 0345 872 5060 or email us

In NO circumstances should you admit liability or agree to pay for any damage caused as this may prejudice the position of Insurers and COULD result in the withdrawal of any indemnity.

Please note this is a Liability policy where Insurers decide if negligence attaches to you, meaning any payment you make to any third parties will not necessarily be reimbursed.

Yes, there is a £50 Excess against any bodily injury/property claim and £250 in respect of the Clubs Directors and Officers cover.

We recommend that a designated person within your club is made responsible to record any reportable accident/incident. Records must be kept for at least 6 years, and longer where it involves a person under the age of 18 years. Names and addresses of any possible witnesses should also be recorded. Please ensure your club has an accident book to record all such information.

In respect of Safeguarding allegations records should be kept indefinitely.

It is essential that you undertake risk assessments for the activities of your club to support you in your risk management. You and your club owe a duty of care to those around you.

If an allegation for negligence is made against you or your club the risk assessments will be needed to evidence what you have reasonably been able to do to prevent an incident occurring.

If your query relates to the insurance policy please contact our insurance broker, Marsh Sport on either 0345 872 5060, or by email.

Yes, Clubs are provided with Employers Liability insurance, with a Limit of Indemnity of £10,000,000.

All our coaches are volunteers, is it still necessary?

There is a statutory requirement for clubs to have Employers Liability Insurance if you employ the services of others. The definition of employee makes no distinction between paid and unpaid work meaning your club volunteers could still be classed as an “employee”.There is a statutory requirement for clubs to have Employers Liability Insurance if you employ the services of others. The definition of employee makes no distinction between paid and unpaid work meaning your club volunteers could still be classed as an “employee”.

In addition to recognised British Kitesports Association activities, clubs are covered for all activities typically associated with the running of a club, including administration and social events.

Liability cover is provided on a worldwide basis for authorised British Kitesports Association activities.

However, the membership insurance does not include Travel Insurance, which can be obtained via Marsh Sport.

Insurance cover is only available to members who have a permanent UK address.

Any member permanently living abroad is not covered.

Individuals who may be interested in joining a club are insured for a maximum of 3 initial "taster" sessions. For indemnity to apply it is essential that the club records their name, address and dates of attendance. These details must be retained as they may be called upon in the event of a claim.

If there are verbal or written allegations made against your club, you should record the information and notify Marsh Sport of the incident at your earliest opportunity. Please contact 0345 872 5060 or email us

In NO circumstances should you admit liability or agree to pay for any damage caused as this may prejudice the position of Insurers and COULD result in the withdrawal of any indemnity.

Please note this is a Liability policy where Insurers decide if negligence attaches to you, meaning any payment you make to any third parties will not necessarily be reimbursed.

Yes, there is a £50 Excess against any bodily injury/property claim & £250 in respect of the Clubs Directors and Officers cover.

We recommend that a designated person within your club is made responsible to record any reportable accident/incident. Records must be kept for at least 6 years, and longer where it involves a person under the age of 18 years. Names and addresses of any possible witnesses should also be recorded. Please ensure your club has an accident book to record all such information.

In respect of Safeguarding allegations records should be kept indefinitely.

It is essential that you undertake risk assessments for the activities of your club to support you in your risk management. You and your club owe a duty of care to those around you.

If an allegation for negligence is made against you or your club the risk assessments will be needed to evidence what you have reasonably been able to do to prevent an incident occurring.

If your query relates to the insurance policy please contact our insurance broker, Marsh Sport on either 0345 872 5060, or by email.

Generally, the insurers are looking for proof of ownership that shows you were in possession of the items being claimed for. This might include photographs or a video showing you with or using the equipment, bank or credit card statements, email where purchase is discussed with a seller or an order confirmation. 

This would be down to the age, condition, make and model and current values of the items.

Cover is provided for loss, theft and damage to equipment.

• General wear and tear.
• Damage or loss that occurs whilst the equipment is in use.

• Standard £1,000 of equipment cover only - UK based coverage only.
• Standard £1,000 of equipment cover when combined with top up cover - Worldwide coverage. 

• The standard £1,000 of equipment cover when combined with a purchase of top up cover by the BKSA scheme does.  
• Initially the airline involved should be approached for compensation but failing that the BKSA scheme can be claimed from.

All claims should be reported via the British Kitesports Association at your earliest opportunity.