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Sports Travel +

Working in association with Jackson Lee Underwriting.

Specialist sports travel insurance

The following product is brought to you in association with Jackson Lee Underwriting (JLU), who are not only specialists in Travel Insurance, but also appointed by BIBA (British Insurance Brokers Association) as their approved provider for Holiday and Sports Travel Insurance.

Get your travel insurance quote from JLU

This policy is administered directly by JLU. You will be redirected to their hosted website when obtaining a quotation. Quotations offered are on a non-advised basis and their terms and conditions of sale should be checked and agreed to before proceeding to purchase cover and to ensure the product meets your needs. If you have any questions, you can also contact the JLU service team directly.

Sport activity category

To ensure an appropriate level of cover, it is important you select correct 'Sports Extension' and correct 'Category Level' when obtaining a quote. There are 5 categories to choose from at quotation stage. Please read through these before you obtain a quote through the Sport Travel + Policy.

  • Aerobics 
  • Athletics (non-competitive only)
  • Badminton
  • Banana Boating
  • Baseball
  • Basketball
  • Board Sailing (Windsurfing)
  • Boccia
  • Body Boarding
  • Boogie Boarding
  • Bowls/boules/pétanque
  • Bridge Walking
  • Canoeing/Kayaking - up to Grade 2 rivers only
  • Canopy Walking
  • Cricket
  • Croquet
  • Curling
  • Cycling (not main purpose of trip – recreational only, no racing or competitions)
  • Eton Fives
  • Fell Running/Walking
  • Fishing
  • Fitness Training and Gym Work
  • Floorball
  • Football/Soccer (non-competitive only)
  • Goalball
  • Golf
  • Gymnastics (non-competitive only)
  • Handball
  • High diving (from a purpose built diving board over a man-made pool)
  • High ropes (must be booked with a licensed operator)
  • Hiking (established, documented, paths/tracks/mapped routes only)
  • Husky/dog sledging (only as a passenger booked with a licensed operator)
  • Ice Skating (non-competitive only)
  • Korfball
  • Langlauf / cross country / Nordic walking
  • Marathon Running
  • Martial Art Forms (non-contact)
  • Mountain Biking (recreational including general cross country and off road cycling)
  • Mountain Biking - recreational only, no racing or competition
  • Netball
  • Orienteering
  • Paddle Boarding
  • Pedalo
  • Racket Ball
  • Rambling
  • River Tubing (up to grade 2 rivers and not through caves)
  • Roller Skating/Blading (wearing pads and helmets)
  • Safari (professionally organised tour)
  • Sail boarding (up to half a mile from shore)
  • Sailing (inland waters or coastal waters within 12 miles of land)
  • Sand surfing
  • Sand safaris (must be booked with a licensed operator)
  • SCUBA Diving (down to 30m accompanied by a qualified diver or instructor)
  • Sea kayaking (within half mile of shore)
  • Sit-skiing, skiing with outriggers and use of other (non-mechanised) equipment for the disabled
  • Skating
  • Ski instructor including training (excluding Personal Liability)
  • Skiing Off-piste within the resort boundaries but excluding Terrain Parks
  • Skiing On-piste
  • Skin diving
  • Sleigh rides pulled by a horse or reindeer, as a passenger with a professional driver
  • Snorkelling
  • Snow Tubing
  • Softball
  • Squash
  • Surfing
  • Swimming
  • Swimming with dolphins
  • Table tennis
  • Telemark skiing
  • Ten pin bowling
  • Tennis
  • Trampolining
  • Tree canopy walking (must be booked with a licensed operator)
  • Trekking (established, documented, paths/tracks/ mapped routes with a professional local guide – up to 2,500 metres)
  • Tug-of-war
  • Ultimate frisbee
  • Underground activities (as part of an organised excursion or tour)
  • Via ferrata
  • Volleyball
  • Wakeboarding (cable) / Wakesurfing
  • Water Polo
  • Water Skiing (no jumping)
  • Wind Surfing (non-competitive only)
  • Zip lining/wiring

The following activities will exclude public liability and personal accident cover:

  • Abseiling (within organiser’s guidelines)
  • Aerial safaris (only as a passenger with a licensed operator)
  • Angling (inland or coastal waters within 12 miles of shore)
  • Archery Black Water Rafting (within organiser’s guidelines)
  • Boxing Training (no contact)
  • Bungee Jumping (within organiser’s guidelines)
  • Camp America
  • Canoeing/Kayaking (up to grade 3 rivers only)
  • Clay pigeon shooting (must be supervised by a licensed instructor and booked with a licensed operator)
  • Deep sea fishing (must be booked with a licensed operator and within 12 miles of the coast)
  • Fencing 
  • Flotilla Sailing (with professional leader)
  • Gliding (must be supervised by a licensed instructor and booked with a licensed operator)
  • Hang Gliding (tandem with a licensed operator)
  • Hot Air Ballooning (organised pleasure rides only)
  • Hockey Horse/pony riding/trekking (protective headgear to be worn, excluding jumping trials, hunting, jumping and competitive riding)
  • Indoor Climbing (sport climbing with belays)
  • Jet Boating (as a passenger only and no racing)
  • Kneeboarding
  • Motor sport mechanic
  • Motorcycling as a rider or passenger (You must wear a crash helmet and, as a rider, with a valid license to ride such a motorcycle for a minimum of three years and be accidents or convictions free for last three years)
  • Obstacle Course Racing
  • Paint Balling (eye protection must be worn)
  • Parachuting (static line or tandem only booked with a licensed operator)
  • Paragliding (tandem with licensed operator)
  • Parascending over water
  • Rap Jumping/Running (within organiser’s guidelines)
  • Refereeing and Umpiring (on amateur basis)
  • Rowing (non-competitive only)
  • Safari Trekking on foot (professionally organised tour)
  • Segway riding (organised tours only and a safety helmet must be worn)
  • Technical Support (coach, manager and technicians)
  • Weightlifting (non-competitive only)
  • Wheelchair Racing
  • Wheelchair Tennis
  • White Water Rafting (up to grade 3 within organiser’s guidelines)
  • Wing Foiling
  • Zorbing

The following activities exclude the personal accident benefit and liability cover:

  • Aquathlon
  • Athletics (including competition)
  • Biathlon (winter)
  • Bike Polo
  • Cheerleading (including competition)
  • Clay Pigeon Shooting (including competition)
  • Cross Country / Nordic / Para Nordic Skiing (including competition)
  • Cycling (including road and track competition or main purpose of the trip)
  • Cyclocross Racing
  • Cycle Speedway
  • Dragon Boat Racing (on inland waterways or within half a mile of the coast)
  • Dressage
  • Duathlon
  • Field Hockey
  • Football
  • Gymnastics (including competition)
  • Ice Skating (non-competitive only)
  • Ironman
  • Lacrosse
  • Mono Skiing (on snow)
  • Open Water Swimming (must be organised and with a support boat)
  • Outrigger Canoeing (up to grade 3)
  • Pistol Shooting (with licensed organisation)
  • Rifle Shooting (with a licensed organisation)
  • Roller Hockey
  • Rowing (within half a mile of the coast)
  • Scuba Diving (to a depth of 40 metres maximum as long as You have PADI or equivalent qualification to dive to that depth or You are diving with a licensed and fully qualified
  • instructor. There is no cover if You are flying within 24 hours of last dive or solo diving.)
  • Skateboarding
  • Touch Rugby
  • Tough Guy
  • Triathlon
  • Weight Lifting (including competition)
  • Windsurfing (including competition within 12 miles of the coast)
  • Wheelchair Fencing

The following activities exclude the personal accident benefit and liability cover:

  • Aikido
  • Alpine / Para Alpine Skiing/Snow Boarding (Banked Slalom / Giant Slalom / Parallel Slalom / Parallel Giant Slalom / Slalom / Combined / Downhill / Super G / Terrain Park Skiing/Snowboarding (small jumps only – rails, boxes, table-tops, trees, park benches, picnic tables, mail boxes, wall rides, barrels, rainbows, kinks and jams)
  • BMX (racing and training)
  • 4 Wheel Car Track days (run under accredited National Sporting Authorities’ regulations)
  • Go Karting (excluding competition - protective headgear must be worn, must be supervised by a licensed martial and booked with a licensed operator)
  • Ice Hockey
  • Jet Skiing (non-competition only)
  • Jiu Jitsu (excluding Brazilian Jiu Jitsu)
  • Judo
  • Karate
  • Kendo
  • Land Skiing
  • Marathon des Sables
  • Modern Pentathlon
  • Polo
  • Quad biking (guided tour only, protective headgear must be worn, must be supervised by a licensed instructor and booked with a licensed operator) 
  • Roller Derby
  • Rugby League (amateur)
  • Rugby Union (amateur)
  • Scuba Diving (to a depth of 50 metres maximum as long as You have PADI or equivalent qualification to dive to that depth or You are diving with a licensed and fully qualified instructor. There is no cover if You are flying within 24 hours of last dive or solo diving.)
  • Sea Kayaking (within 12 miles of the coast)
  • Sea Canoeing (within 12 miles of the coast)
  • Short Track Speed Skating
  • Shotakan
  • Snowmobiling (guided tour only, protective headgear must be worn, must be supervised by a licensed instructor and booked with a licensed operator)
  • Taekwondo
  • Tobogganing
  • Wushu

The following activities exclude liability cover:

  • Australian Rules football
  • Deep Sea Fishing
  • Downhill Mountain Biking    
  • Gaelic Football
  • Gliding
  • Go Karting (including competition on licensed circuits - protective headgear must be worn, must be supervised by a licensed martial and booked with a licensed operator)
  • Halfpipe (including competition)
  • Heli-Skiing (with a licensed operator and local guide)
  • Kite Surfing (including competition)       
  • Mountain Biking (including competition on designated tracks)
  • Outrigger Canoeing (grades 4 & 5)        
  • Power Boating (including competition)
  • River Canoeing, Kayaking and Rafting (grades 4 & 5)
  • Sailing and Yachting (beyond 12 miles of the coast but excluding cross ocean
  • Ski Touring (with a fully locally licensed guide provided that all instructions given by the guide are followed)
  • Ski/Snowboard Cross (including competition – Europe only)
  • Slopestyle (including competition) 
  • Trekking (established, documented, paths/tracks / mapped routes with a professional local guide – from 2,501 to 5,380 metres)
  • Wheelchair Rugby

  • Barefoot (Water skiing - no jumping)
  • Big Air (including competition)
  • Moguls (including competition)
  • Wakeskating
  • Waterski racing
  • Water skiing (Iincluding jumping)
  • Water skiing (Tournament/Slalom/Tricks)

Sport Travel+ policy details

  • Emergency Medical and Repatriation Expenses incl 24/7 Assistance – up to £10 million
  • Cancellation – up to £5,000
  • Curtailment and Loss of Holiday – up to £5,000
  • Personal Accident – up to £25,000
  • Personal Possessions – up to £2,000
  • Personal Money – up to £500
  • Passport and Other Documents – up to £500
  • Baggage Delay – up to £400
  • Missed Departure – up to £1,000
  • Travel Delay – up to £400
  • Personal Liability – up to £2 million
  • Legal Costs and Expenses – up to £25,000
  • Financial Failure – up to £5,000
  • Hijack - up to £1,000
  • COVID-19 cover - up to limits shown under the Cancellation, Curtailment and Loss of Holiday and Emergency Medical Expenses sections above

  • Some sections of the policy may be subject to an excess. This is the amount you pay when you make a claim. This applies to each incident for each insured person.
  • Pre-existing medical conditions unless agreed.
  • Travelling against medical advice or with the intention of obtaining medical treatment abroad.
  • The policy includes restrictions regarding the health of close relatives and friends upon whom your trip may depend, even if they are not being insured by this policy.
  • Certain hazardous sports and activities may not be covered under this policy – see policy wording for further details.
  • Personal possessions – “new for old” cover only if item less than 1 years old.
  • You drinking too much alcohol, or any form of alcohol abuse, where it is reasonably foreseeable that such consumption could result in a serious impairment of your faculties and/or judgement.
  • Circumstances you were aware of before your policy was issued or journey was booked (whichever is the later) that might result in a claim.
  • Medical treatment which can wait until you return home.
  • Private medical treatment unless agreed by us.
  • Any claim for personal possessions where you have not taken steps to prevent loss.
  • Claims arising from any epidemic or pandemic as declared by the World Health Organisation.
  • If the insured is not fully vaccinated when eligible for a vaccine, any claims arising from or related to any coronavirus including but not limited to COVID-19 or any related/mutated from of the virus.

  • Sports Activities Extension 
  • Sports Equipment Extension
  • Gadget
  • Winter Sports
  • Golf
  • Pet Care
  • Wedding and Civil Partnership
  • Rental Vehicle Excess Waiver
  • Business Travel
  • Cruise 
  • Enhanced COVID-19 cover

Referral and quotations that fall outside the above criteria

If you are involved in activities that fall within the referral criteria you should email travel@jacksonleeunderwriting.co.uk with the following information:

  • Full name.
  • Activities you require cover for.
  • Experience you have in relation to the activities you require cover for.
  • Type of policy you require (annual/single trip).
  • Do you have any pre-existing medical conditions? (If yes – please provide further detail).

You may also need to refer to us if you exceed the upper age limit of 65.

Covid 19 cover included as standard

  • Cancellation if the insured, member of the household, travelling companion or friend they are staying with are diagnosed with Covid-19 within 14 days prior to departure date.
  • Curtailment due to death of a close relative.
  • Medical Expenses including additional accommodation costs (room only) and repatriation back to the UK.

Pre-existing medical conditions

If you require Travel Insurance and you or any person covered under the same policy has a Pre-existing medical condition, it is possible you may fall into one of the following categories:  

  • You have been refused travel insurance because of a medical condition.
  • An existing policy has been cancelled or amended because of a medical condition.
  • You have been offered insurance, but your medical condition has been excluded.
  • You have been offered insurance with a high additional premium because of your medical condition.
  • Please contact Jackson Lee Underwriting in the first instance to discuss your requirements. If in any event we are unable to assist you may wish to consider specialist Travel Insurance firms that may be able to assist you.

Please visit the Money Advice Service Travel Insurance Directory. About this directory:  They can't provide quotes - but they can direct you to specialist firms that can. All firms are authorised and regulated by the Financial Conduct Authority (FCA) and have been through a rigorous selection process to prove their specialism.The link provided is an external link to a publicly available directory that only lists firms that provide, or arrange, travel insurance policies that cover more serious medical conditions.


Get your travel insurance quote from JLU

This policy is administered directly by JLU. You will be redirected to their hosted website when obtaining a quotation. Quotations offered are on a non-advised basis and their terms and conditions of sale should be checked and agreed to before proceeding to purchase cover and to ensure the product meets your needs. If you have any questions, you can also contact the JLU service team directly.