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Motorsport UK insurance zone

Welcome to the Motorsport UK Insurance website

Marsh Sport are the appointed insurance broker to Motorsport UK. On this dedicated webpage, you can find out more about:

  • the membership insurance cover provided,
  • what to do in the event of a claim,
  • useful risk management advice,
  • who you can contact for further support.

We are authorised and regulated by the Financial Conduct Authority (FCA). The information held within the site is intended to provide general information only. You should ensure that you have read all relevant policy documentation before undertaking any policy.

Motorsport UK membership benefits

Motorsport UK insurance policies provide cover in respect of public liability and personal accident risks. This cover only applies to all events held under permit or for which an exemption permit is granted. Please select the tabs to see what benefits these covers can provide.
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  • Public liability is defined as any person injuring another or damaging another's property as a result of acting negligently, this may result in an action for compensation being brought against them.
  • Motorsport UK has arranged public liability insurance to protect clubs organising events against this potential legal liability.

  • Indemnity to the level of £100,000,000 for any one accident.
  • Indemnity to the level of £100,000,000 for the Club's Sports and Social clubs.
  • Costs of defending club against allegations are covered.
  • Cover protects an organising club and its officials.
  • Medical malpractice cover is included - see Terms and Conditions.

Marsh Sport together with Motorsport UK has extended the liability insurance to extend the activities from Motorsport UK permitted events to Motorsport UK affiliated club social activities. This is an excellent benefit to clubs and ensures there is a seamless cover in place between the staging of a club event and the social activities of the club.

The types of social activities, which are included, are of a non-motorsport nature such as:

  • Presentation and Award nights
  • Annual Dinners
  • Anniversary Dinners
  • Fundraising events
  • Attendance at exhibitions and conferences
  • Administrative duties
  • Static Displays

Please note there are certain exclusions attaching to this cover which your club must understand. These are:

  • Participation in motor sport activities of any kind whatsoever
  • Use of Pyrotechnics and Explosions
  • Overseas activities
  • Commercial activities for commercial gain excepting raffles, prize draws and the like
  • Employers Liability

This benefit is ideally targeted to Motorsport UK clubs who do not engage in commercial activities for financial gain or who do not organise and participate in non Motorsport UK permitted motor sport activities.

If you are in any doubt whatsoever concerning the extent of cover available to your club under this extension of cover please call Marsh Sport on 0345 872 5060 (Mon to Fri 9am to 5pm)

The duties of many officials take them close to the 'scene of the action' and consequently into an area of relatively greater risk. Officials voluntarily carry out their duties and legally thereby accept the additional risk inherent in the duty which limits any remedy at law available to the official should injury occur.

Motorsport UK has effected personal insurance applying at events held under Permit or Certificate of Exemption. Personal accident policies pay the pre-agreed levels of benefit to persons injured if an accident occurs within in the terms and conditions of the policy.

The motorsport UK policy includes cover for:

  • Officials.  
  • Competition License Holders.

    This insurance is operative during any competition and/or official practice session at an event run under permit issued by Motorsport UK or for which a Certificate of Exemption has been issued or run in accordance.

View the summary here.

Upgrade your Motorsport UK personal accident benefits

Personal accident insurance benefits are automatically provided to all signed on officials or marshals, and licensed competitors, attending UK based events that are organised or approved by Motorsport UK.

These Motorsport UK members can ‘top up’ this insurance at competitive premiums should they wish to increase the level of benefit that the policy can provide.

Additional motorsport products

Marsh Sport is a specialist division of Marsh Ltd a global provider of insurance and risk management solutions to the world of sport. Our approach has helped to make us one of the leading providers to the sports industry. We have highlighted below some additional products that you might find of particular interest.

Motorsport travel insurance

In association with Jackson Lee Underwriting, we can provide access to a travel policy that can provide cover for track day, go karting and motorsport mechanics.

Storage and transit insurance

Cover for any motorsport items or equipment being stored at a permanent premises and/or being transported around the UK, EU or worldwide.

Event liabilities insurance

This provides a stand-alone or an annual policy for motorsport event organisers, track day organisers, driving tuition, rally or race schools or private testing.

Motor club insurance

ClubGuard: our specially designed insurance for motorsport clubs and their needs outside of the Motorsport UK Liability Master insurance policy.

Circuit and venue insurance

Cover for all types of competition venues, with either stand-alone or annual employers and public liability insurance. Get additional cover with a combined policy.

On event accident and damage insurance

Cover for your motor sports vehicle whilst it is competing, practising, testing or participating on a track day.

Get in touch

Please do not hesitate to contact our specialist sports insurance team and we will be happy to help. Our office hours are Monday - Friday, 9am - 5pm (we are closed on bank holidays).