£5,000,000
- Including Legal Costs for any Claim first made against you during the Period of Insurance.
Licensed Coaches
What insurance cover is provided?
The insurance includes cover in respect of any Motorsport UK licensed Coach carrying out duties within the parameters of their role and coach licence level, working within the remit of the 1st4sport Level 2 Certificate in Coaching Motorsport qualification.
Coaching will also include research, development and guidance outside of a permitted activity alongside in-car coaching, but only within the remit of the qualifications and for UK geographical location only. This extension of cover is not affected by the principal exclusion relating to non-authorised events.
The period of cover is 12 months from the 1 January each year and includes:
- Public and products liability - £100,000,000
- Medical Malpractice - £15,000,000
- Professional liability - £5,000,000 (provided separately by Hiscox)
A £500 liability policy excess applies to each and every claim (with the exception of claims for third party injuries) and a £1,000 excess for professional liability.
Explore the liability insurance cover in more detail
This cover only applies to all events held under permit or for which an exemption permit is granted.
£100,000,000
- Legal liability of the Insured parties for injury to third parties and damage to their property (including nervous shock or mental injury, obstruction, trespass, nuisance, interference, wrongful arrest or eviction).
- Legal liability arising from the supply of food or drink or promotional material merchandise or souvenirs sold or supplied in connection with the Insured Event.
- Legal liability of the Insured parties for loss of or damage to officials’ and visitor’s vehicles or personal belongings.
- Legal liability of the Insured parties for loss or damage to premises hired or rented to you for the purpose of your business.
- Legal expenses and costs in defending prosecutions under health and safety legislation.
For full details please refer to the policy summary and policy wording in the downloads section below.
£15,000,000
- Legal liability of the Insured parties for claims made resulting from treatment given by any medically qualified person or persons acting in connection with an Insured Event.
- Defence and legal costs in connection with a claim happening.
- Any event or part of an event not authorised under a Motorsport UK permit or certificate of exemption.
- Any form of Road Traffic Act liability. (Please contact Marsh Sport if cover is required).
- The first £500 of each and every claim for damage to third party property; the first £500 each and every claim for Medical Malpractice.
- Participant to Participant where such legal liability arises on the track on the stage or in the pits area whilst operating a vehicle under its own power.
- Damage to any road track circuit or other surface or any equipment or circuit furniture (hired or otherwise - please contact Marsh Sport if cover is required).
- Fines liquidated damages or penalty clauses.
- Terrorism.
- Liability in any way caused by Asbestos.
- Pollution unless caused by a sudden and identifiable incident.
- Any losses arising from the use of any diggers, excavators, mechanical plant or machinery used by the Insured in the set-up or dismantling of any insured event which is owned, leased, hired or loaned to or by the Insured.
- It is understood and agreed that this policy does not cover any loss caused directly or indirectly, contributed to by or attributable to a Communicable Disease or fear or threat of a Communicable Disease.