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British Triathlon insurance zone

Introduction

Marsh Sport (formerly Bluefin Sport) are the appointed insurance broker to British Triathlon. This Insurance Zone sets out details of the insurance provided as part of your membership, how to report an incident and some frequently asked questions.

About the insurance provided

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This cover applies only to activities authorised or recognised by British Triathlon

The policy covers: 

  • The British Triathlon Federation Ltd t/a British Triathlon, Triathlon England and including Welsh Triathlon Ltd and Scottish Triathlon Association Ltd.
  • Regional committees.
  • Affiliated clubs.
  • Officials.
  • Core Coach members & Ultimate Coach members.
  • Essential members, Core members & Ultimate members.
  • Day members.
  • Public Liability - cover for your legal liability of up to £15,000,000.
  • Professional Indemnity - cover for the club's or coaches legal liability of up to £10,000,000.
  • Directors & Officers – cover for club committee members of up to £5,000,000.
  • Employers Liability – cover for clubs in respect of claims for injuries made by employees or volunteers, up to £10,000,000.

Personal Accident:

  • Core members and coaches, Ultimate members and coaches, and officials also benefit from Personal Accident cover.
  • This is a ‘no fault’ benefit that provides a specified amount to a member, if they are injured whilst participating in recognised British Triathlon activities.
  • Your membership type, will determine the level of cover available to you.

Insurance details for members, clubs and coaches

Select the tab options below to explore the insurance covers provided if you are a member, club or coach. You will also find some useful FAQs in the section below.
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Insurance for members

If you have any questions regarding the different levels of membership, please visit the FAQ section below.

If you are unsure what level of membership you hold, or would like to discuss your membership, please speak to a member of the British Triathlon team on either membership@britishtriathlon.org or 01509 226 153.

Please note it is your responsibility to check what membership level you have purchased from British Triathlon and the level of cover this provides.

Please select the drop down options for details of the cover provided for each category of membership.

As an Essential member of Triathlon England, Welsh Triathlon or Triathlon Scotland, you receive public liability insurance up to a £15,000,000 Limit of Indemnity to cover you whilst training (not competing) in recognised triathlon or multi-sport activity. The insurance also covers the cost of defending a claim against you if you are held responsible for loss, damage or injury to someone else or their property.

Please note it is your responsibility to check what membership level you have purchased from British Triathlon and the level of cover this provides.

Please note: Definition of training

Training includes any swim bike or run training, with the following exclusions:

  • At single discipline events
  • At non-permitted events
  • Commuting to your place of work
  • Non-affiliated club activity
  • Being coached by someone who is not a BTF qualified coach or BTF employed coach

If you currently hold a legacy membership, that was purchased prior to 4th March 2019, your current level of benefit will continue until your membership falls due for renewal. At which time you will need to change to either an Essential, Core or Ultimate membership, depending upon your requirements.

If you have any queries regarding the insurance you receive via you affiliation to British Triathlon, please review the FAQ section.

As a Core member of British Triathlon, you receive Public Liability insurance up to a limit of £15,000,000 to cover you for swimming, cycling and running activities when training towards a triathlon or multi-sport goal or racing in a triathlon or multi-sport event. You also receive a select number of Personal Accident benefits. Below is a list of what activities you are approved for, via your level of membership:

£15,000,000 Liability Insurance, covering you for the following:

  • To race under your race licence in British Triathlon permitted events
  • Training alone in the United Kingdom
  • Training in/ with a club in the United Kingdom
  • Unlimited racing within the United Kingdom at a permitted event
  • Racing abroad at ETU/World Triathlon permitted championships and events as listed under https://www.triathlon.org/events. You will also be covered for 4 days training abroad prior to racing at the above events.

Personal Accident cover, whilst training and racing in the United Kingdom and racing at ETU/ World Triathlon permitted championships and events as listed under https://www.triathlon.org/events. You will also be covered for 4 days training abroad prior to racing at the above events.

Benefits include:

  • Permanent Total Disablement (up to £50,000) including loss of limbs, eyes, speech & hearing
  • Death – £10,000
  • Broken Bones and Dental cover

To review the full details of the Personal Accident benefits available to you, please review the Personal Accident Policy Schedule available in the downloads section

Core members receive cover for training abroad at ETU/World Triathlon permitted championships and events for 4 consecutive days leading up to the day of the race.

Core members do not receive cover to train abroad at any other time or race abroad at long distance events such as IRONMAN, Challenge Family events etc.

Please note the Personal Accident Insurance does not cover loss of earnings, medical expenses, physio cover etc. If you require any of these covers/ benefits, you will need to upgrade your membership to Ultimate.

As an Ultimate member of British Triathlon, you receive the widest level of cover available. This includes Public Liability insurance up to a limit of £15,000,000 to cover you for swimming, cycling and running activities when training towards a triathlon or multi-sport goal or racing in a triathlon or multi-sport event anywhere in the world. You also receive a wide range of Personal Accident benefits.

Below is a list of what activities you are approved for, via your level of membership:

£15,000,000 Liability Insurance, covering you for the following:

  • To race under your licence in British Triathlon permitted events
  • Training alone in the United Kingdom
  • Training in/ with a club in the United Kingdom
  • Training abroad
  • Unlimited racing within the United Kingdom at British Triathlon permitted event
  • Racing abroad at ETU/World Triathlon permitted championships and events as listed under https://www.triathlon.org/events
  • Racing abroad at IRONMAN, Challenge Family, Powerman, Xterra, Xtri and Super League Triathlon sanctioned events.

Personal Accident cover, whilst training in the United Kingdom, racing in British Triathlon permitted events and racing at World Triathlon, ETU, ASTC, OTU and CAMTRI events (as listed on the World Triathlon events search https://www.triathlon.org/events), Triathlon Ireland (as listed on the Triathlon Ireland events search https://www.triathlonireland.com/Events/Race-Calendar/), Challenge Family, IRONMAN, Powerman, Xterra, Xtri and Super League Triathlon sanctioned events.

Benefits include:

  • Permanent Total Disablement (up to £50,000) including loss of limbs, eyes, speech & hearing
  • Death – £10,000
  • Broken Bones and Dental cover
  • Facial disfigurement – up to £5,000
  • Loss of earnings (Temporary Total Disablement) – up to £100 per week
  • Medical Expenses including Physio cover – up to 25% of the value of a valid loss of earnings claim

To review the full details of the Personal Accident benefits provided to you please review the Personal Accident Schedule available in the downloads section.

As a Day member of Triathlon England, Welsh Triathlon or Triathlon Scotland, you receive public liability insurance up to a £15,000,000 Limit of Indemnity to cover you whilst you are competing in a recognised triathlon event. (Cover is not provided whilst training towards a Triathlon goal, only whilst participating in the event).

The insurance also covers the cost of defending a claim against you if you are held responsible for loss, damage or injury to someone else or their property.

Please view the Day members Confirmation of Insurance document available in the downloads section. There are also FAQs specifically for Day Members.

Insurance for clubs

As an affiliated club of British Triathlon (including home nations) the insurance in place will protect your club and its committee members if you are deemed negligent in injuring another person or causing damage to another person’s property.

When does cover apply?

Cover applies during official training, competitions, related events and official social events, all of which are authorised and recognised by British Triathlon.

If individual club members need to be insured they must hold a membership directly with British Triathlon. The club cover described does not cascade down to insure your members.

  • £15,000,000 Public Liability - Accidental bodily injury to third parties and / or damage to third party property arising out of the insured activities.
  • £10,000,000 Employers Liability - Protection for damages and legal costs arising out of death or bodily injury caused to employees or volunteers in the course of their engagement with the club.
  • £10,000,000 Professional Indmenity - Cover for negligent acts, errors or omissions in respect of a professional opinion, including injury following tuition, advice, coaching or instruction, against claims made during the period of insurance.
  • £5,000,000 Directors and Officers liability - Protects an individual’s personal liability arising from actions in their capacity as a director, officer or trustee, against claims made during the period of insurance for a wrongful act.
Insurance for coaches

It's important to note that:

  • For cover to be operative you must hold a valid membership with either Triathlon England, Welsh Triathlon or Triathlon Scotland.
  • You must hold the appropriate qualification to coach a particular activity. If you are not qualified, insurance cover will not be operative.
  • A trainee coaching working under your direct supervision, is also insured, whilst working with you.
  • You receive cover operating as an individual coach or Instructor (including those which are operating as a sole trader or limited company/entity capacity) working within the remit of a qualification recognised by the Insured subject to the income derived from the additional activity not exceeding £ 5,000 per annum in respect of Core Coaches or £ 35,000 per annum in respect of Ultimate Coaches.
  • If you have any questions regarding the insurance you receive, please refer to the FAQ section below.
What cover is provided?
  • £15,000,000 Public Liability - Accidental bodily injury to third parties and / or damage to third party property arising out of the insured activities.
  • £10,000,000 Professional Indmenity - Cover for negligent acts, errors or omissions in respect of a professional opinion, including injury following tuition, advice, coaching or instruction, against claims made during the period of insurance.
  • Personal Accident insurance - Refer to the Schedule to review the benefits. British Triathlon affiliated coaches also receive Personal Accident insurance via their membership. This is a ‘no fault’ benefit that provides a specified amount to you, if you are injured whilst training towards a triathlon or multisport goal, participating in a British Triathlon permitted event or coaching recognised British Triathlon activities. The membership level you hold with British Triathlon will determine the benefits you receive.

Frequently Asked Questions for members, clubs and coaches

Please select the tab options to view FAQs for Members, Clubs and Coaches
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FAQs for Clubs

Public Liability - £15,000,000.
Professional Indemnity - £15,000,000.
Employers Liability - £10,000,000.
Directors & Officers Liability - £5,000,000.

Yes, the club is insured to host 3 separate taster sessions, the participant is also insured under the Liability insurance for these sessions, after the 3 session if the participants wishes to come along again they to become a member of BT. Please note the participant does not receive any Personal Accident benefits whilst these taster sessions are taking place.

Yes, a £250 excess applies to the Public Liability cover if a member has damaged third party property.

The Liability Policy protects the club and its committee for allegations of negligence should they injure other members or members of the public. If the spectators are injured as a result of your clubs negligence they may have the right to bring a liability claim against your club. However, if a spectator injures themselves at an event and there is no negligence attaching to the club or its committee there is no automatic payment to the spectator. Please note spectators do not receive any insurance cover from British Triathlon.

No, in order for an individual member to be insured, they must hold a direct affiliation with a BT Home Nation.

The public liability cover is provided to you travelling anywhere in the world. This would cover claims for alleged third party injury, or third party property damage. All members of the club must hold direct affiliation to BTF/ a Home Nation, in order to be personally covered. BT Insurance does not provde you with Travel Insurance. Travel insurance covers items such as overseas emergency medical treatment, repatriation costs, cancelled flights etc. and this should be purchased separately. If you would like to obtain a quote for travel Insurance please click here.

Please contact Marsh Sport on 0113 2207536 or email michaela.britten@marsh.com (9am to 5pm weekdays).

Yes. It is essential that you undertake risk assessments for the activities of your group to support you in your risk management. You and your club owe a duty of care to those around you. If an allegation for negligence is made against your club risk assessments will be needed to evidence what you have reasonably been able to do to prevent an incident occurring.

If the club is unincorporated, the officer (and its members) could be liable for any financial losses incurred by the club. The Directors and Officers/ Trustees indemnity insurance is in place to support you and your club in this instance. If the club is incorporated the directors may still find themselves personally liable and therefore Directors & Officers/ Trustees indemnity Insurance is essential. This cover is provided by BT with a Limit of Indemnity of £5,000,000.

If your club employs the services of others it is a statutory requirement for you to purchase Employers Liability Insurance. This is automatically provided as part of your affiliation to British Triathlon and the cover provides a £10m Limit of Indemnity. Please note volunteers should be treated in the same way as paid employees as the law does not restrict the definition of employees to those who receive payment for their services.

Under British Law, you can still be called an "employee" even if you are not paid. The type of contract in place with the coach may also mean you have an employee/ employer relationship. In general, you may need Employers liability insurance for someone who works for you if any of the following apply: You have the right to control where and when they work and how they do it You supply most materials and equipment You have a right to any profit your workers make although you may choose to share this with them through commission, performance pay or shares in the company. Similarly, you will be responsible for any losses You deduct national insurance and income tax from the money you pay them You require that person only to deliver the service and they cannot employ a substitute if they are unable to do the work They are treated in the same way as other employees, for example if they do the same work under the same conditions as someone you employ. It is essential that when you use Self Employed Coaches you check the terms of contract for their services to establish if you will be classed as their employer and that they have their own Public and professional Indemnity insurance in place. Employers Liability Insurance is provided to your club via BT with a £10,000,000 Limit of Indemnity.

Social activity is covered involving affiliated club members, the exception here is if the activity/event requires any specialist training, qualification, experience or equipment - this would not be insured. Recognised and insured social activities would include the likes of award dinners and BBQs. If you are unsure whether your social activity is recognised, please contact Marsh Sport on 0345 872 5060.

An injured party has 3 years to make a claim for their injuries, for a minor this is 3 years after their 18th Birthday. This however can be reviewed by the courts dependent on the circumstances. Therefore it is imperative that you notify any circumstance which may give rise to a claim as soon as you are aware of it.

FAQs for Essential Members

Yes, a £250 excess applies to the Public Liability cover if a member has damaged third party property.

If you are unsure on whether an incident should be notified or not, please contact Marsh Sport and they will advise accordingly.

Not unless you have Personal Accident cover, this is provided as part of the membership for Core & Ultimate members. If you would like to receive Personal Accident cover, you should upgrade your membership. Please note the Public Liability cover you receive is to protect you, should you cause injury to a third party or damage to a third parties property. If you feel a third party was negligent for your injury, you can use the British Triathlon free legal claims service, which is included in your membership: https://www.britishtriathlon.org/get-involved/membership/insurance-centre/legal-claims-service

There are no age restrictions applicable to the Public Liability insurance. However Triathlon activity must be in accordance with the guidelines set by British Triathlon.

No, if you require a race licence you will need to upgrade to Core or Ultimate.

The Public Liability limit provided is £15,000,000 The limit of indemnity is the maximum amount of the insurer's liability for any claim or claims under a policy.

As an Essential member you are only covered to train alone or with a club, within the United Kingdom. If you require cover to train outside of the UK, you must upgrade your membership.

If you have any queries regarding your EHIC please visit the following link https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/

You are covered under the BTF insurance to train with sports clubs of which you are not a member, as long as you are training in the sports of a triathlon, swimming, cycling and running. Please note that for essential members cover is only in place for training whilst in the UK.

Essential members do not receive the benefit of the Personal Accident cover. Only Core and Ultimate members receive Personal Accident cover. If you require this cover, you must upgrade your membership.

The Public Liability policy does not cover commuting unless you are training towards a genuine triathlon goal, and are able to evidence the ride formed part of your training plan, such as a defined training log, and the route, the bike you were using, the clothing you were wearing and the event you had entered into for which you are training , Insurers would then consider each claim on its own merits. Alternatively this may be covered under your household insurance or if you have separate bike insurance this may be extended to cover commuting.

FAQs for Core Members

Yes, a £250 excess applies to the Public Liability cover if a member has damaged third party property.

Yes the Public Liability insurance covers you to train as long as it falls within the disciplines of a triathlon - Swimming, Cycling and Running.

If you are competing at an event overseas that is not an ETU or World Triathlon championship, you do not have any insurance in place via British Triathlon. You would need to purchase your own Insurance.

The Public Liability policy does not cover commuting unless you are training towards a genuine triathlon goal, and are able to evidence the ride formed part of your training plan, such as a defined training log, and the route, the bike you were using, the clothing you were wearing and the event you had entered into for which you are training, Insurers would then consider each claim on its own merits.Alternatively this may be covered under your household insurance or if you have separate bike insurance this may be extended to cover commuting.

Please contact Marsh Sport if you are unsure on whether an incident should be notified or not, they will advise you accordingly.

No, the Core membership provides Public Liability insurance for activity in the UK only, the only exception being that the Public Liability cover is in place for the 4 days of training proper to an overseas event if you are competing in an ETU / World Triathlon event.

Please review the Personal Accident Policy Schedule available in the downloads section to understand the benefits you receive.

As a Core member, you are permitted to train either alone or with a club, within the United Kingdom. The Public Liability insurance will also cover you for 4 days training abroad prior to racing at an approved ETU/World Triathlon event.

If you have any queries regarding your EHIC please visit the following link https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/

Yes, the Liability policy is in place if a claim is made against you.

There are no age restrictions applicable to the Public Liability insurance. However Triathlon activity must be in accordance with the guidelines set by British Triathlon.

No, as you are a not a UK Resident the BTF cover does not provide insurance protection, we recommend you purchase Liability cover in your country of residence.

There is a statues of limitations for an injured party has to bring a claim for injury against you. Usually 3 years or if they are a child up to 3 years from their 18th birthday. This however can be reviewed by the courts dependent on the circumstances. It is imperative however that you notify any circumstance which may give rise to a claim as soon as you are aware of it.

Personal Accident cover is available to members who are between 5 and 85 years of age.

As a Core member, you are covered for unlimited racing within the United Kingdom at permitted events. You are also covered to race abroad at ERU/ World Triathlon permitted championships and events, details of which can be found here:https://www.triathlon.org/events

The Public Liability limit provided is £15,000,000 The limit of indemnity is the maximum amount of the insurer's liability for any claim or claims under a policy.

Yes, you are covered under the Public Liability to train with sports clubs of which you are not a member, as long as you are training in the sports of a triathlon, swimming, cycling and running.

FAQs for Ultimate Members

Yes, a £250 excess applies to the Public Liability cover if a member has damaged third party property.

There is a statues of limitations for an injured party has to bring a claim for injury against you. Usually 3 years or if they are a child up to 3 years from their 18th birthday. This however can be reviewed by the courts dependent on the circumstances. It is imperative however that you notify any circumstance which may give rise to a claim as soon as you are aware of it.

There are no age restrictions applicable to the Public Liability insurance. However Triathlon activity must be in accordance with the guidelines set by British Triathlon

No, as you are a not a UK Resident the BTF cover does not provide insurance protection, we recommend you purchase Liability cover in your country of residence.

Please review the Personal Accident Schedule available within the downloads section to understand the full benefits provided to you.

As an Ultimate member you are covered for:

  • Unlimited racing within the United Kingdom at British Triathlon permitted event
  • Racing abroad at ETU/World Triathlon permitted championships and events as listed under https://www.triathlon.org/events
  • Racing abroad at IRONMAN, Challenge Family, Powerman, Xterra, Xtri and Super League Triathlon sanctioned events.

The Public Liability limit provided is £15,000,000. The limit of indemnity is the maximum amount of the insurer's liability for any claim or claims under a policy.

As an Ultimate member you are covered to train either alone or with a club, anywhere in the world.

If you have any queries regarding your EHIC please visit the following link https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/

Please contact Marsh Sport if you are unsure on whether an incident should be notified or not, they will advise you accordingly.

You are insured to train as long as it falls within the disciplines of a triathlon - Swimming, Cycling and Running, even if you have no plan to take part in triathlon.

Yes, as long as you are not out of the UK for more than 6 consecutive months. If you are, we recommend you purchase Liability cover in your country of residence.

Yes, the Liability policy is in place if a claim is made against you.

If you are an Ultimate member, your insurance cover extends to include events listed on the World Triathlon event search, Triathlon Ireland event search, Challenge Family, IRONMAN, Powerman, Xterra, Xtri and Super League Triathlon sanctioned events. https://www.triathlon.org/events

The Public Liability policy does not cover commuting unless you are training towards a genuine triathlon goal, and are able to evidence the ride formed part of your training plan, such as a defined training log, and the route, the bike you were using,the clothing you were wearing and the eventyou had entered into for which you are training, Insurers would then consider each claim on its own merits. Alternatively this may be covered under your household insurance or if you have separate bike insurance this may be extended to cover commuting.

FAQs for Day Members

Yes, a £250 excess applies to the Public Liability cover if a member has damaged third party property.

The policy covers UK residents only.If you live abroad permanently there is no cover in force.

No, personal accident cover is not provided for day members should you wish to protect yourself for this eventuality you would need to upgrade your membership - please speak to British Triathlon.

There is no age limit under the Public Liability policy however please refer to the guidelines set by British Triathlon.

This cover protects you in the event a claim that is bought against you for third party damage or injury that you may have caused during the permitted event you are participating in.

Your day membership provides you with Public Liability cover up to a Limit of Indemnity of £15,000,000 in respect of a triathlon event which has been permitted by BT.

If you have any queries regarding your EHIC please visit the following link https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/

FAQs for Coaches

If you are coaching online you are covered but you need to take the following actions. At the start of every session make the participants aware that they are participating at their own risk, a suitable non-slip floor is required and no potential obstructions are in the vicinity, avoid activities if they have, or suspect that they have any current medical conditions, injuries, aches or pains. You must also advise them to avoid any blades, weapons or sharp instruments of any description, they must also avoid any physical contact with other participants and adhere to social distancing guidelines. Ensure that sessions are conducted for the benefit of existing members/participants who have demonstrated sufficient suitability to participate, Only instruct activities that you are qualified to do so. It is recommended that each session is recorded and retained for up to 36 months as this will assist in defending any claim made against you.

For Core Coaches:

No, if you require cover to coach worldwide, you must upgrade your membership to an Ultimate Coach affiliation.

 

For Ultimate Coaches:

Yes, as an Ultimate coach you can coach outside of the UK, please ensure you are coaching/working within the rules of that territory i.e. you may need a work permit for certain countries. If you do not adhere to the rules and regulations of the territory you are working in, you may invalidate your insurance cover.

Yes, the Liability policy is in place if a claim is made against you.

For Core Coaches:

Yes, provided you are generating less than £5,000 of revenue from Triathlon coaching.
If you generate more than £5,000 then you should arrange your own Insurances, please contact Marsh Sport on 0345 872 5060 or email marshsport@marsh.com.

 

For Ultimate Coaches:

Yes, you are covered as an individual coach for public liability and professional indemnity insurance if you are a sole trader.
In order to be insured via BT you revenue must be less than £35,000 per annum, if you generate more than this you will need to arrange your own insurances, please contact Marsh Sport on 0345 872 5060 or email marshsport@marsh.com

Yes, as long as you are not out of the UK for more than 6 consecutive months. If you are, we recommend you purchase Liability cover in your country of residence.

Trainee coaches must also be affiliated coach members of a Triathlon Home Nation to be covered under the master Insurance policy. Cover is in force only when the trainee is under the direct supervision and insight of the Training coach.

No, as you are a not a UK Resident the BTF cover does not provide insurance protection, we recommend you purchase Liability cover in your country of residence.

For Core Coaches:

You receive limited Personal Accident benefits as part of your affiliation. For full details of the benefits please review the Personal Accident Schedule within the download sections.

 

For Ultimate Coaches:

Yes, the Personal Accident cover provides you with a full range of Personal Accident benefits. Please review the Personal Accident schedule available within the downloads section.

Public Liability - £15,000,000.
Professional Indemnity - £10,000,000.

If you have any queries regarding your EHIC please visit the following link https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/

For Core Coaches:

Yes you are insured, but this applies to Limited Companies generating less than £5,000 of revenue from Triathlon coaching.
If your company generates more than £5,000 then you should arrange your own Public Liability & Professional Indemnity cover, please contact Marsh Sport for a quotation. 0345 872 5060or email marshsport@marsh.com

 

For Ultimate Coaches:

Yes, providing you are generating less than £35,000 of revenue from Triathlon coaching. If your company generates more than £35,000 then you should arrange your own Insurances, please contact Marsh Sport on 0345 872 5060 or email marshsport@marsh.com.

For Core Coaches:

Yes, as a Core Coach member you are insured for your coaching activities within Great Britain and Europe. You must hold the necessary coaching qualification and a valid membership with a Triathlon Home Nation.

 

For Ultimate Coaches:

Yes, you are provided with Public Liability and Professional Indemnity for your coaching activities anywhere in the world. You must hold the necessary coaching qualification and a valid membership with a Triathlon Home Nation.

Yes, a £250 excess applies to the Public Liability cover if a member has damaged third party property.

Useful links

Useful Downloads

Incident and claims notification

  • If you need to report an incident that may give rise to a claim, you must do so without delay.
  • If you are in any doubt as to whether an incident should be reported to insurers please contact Marsh Sport on 0113 2207536 or email michaela.britten@marsh.com (9am to 5pm weekdays).  
  • Legal liability:
    If you are a club, coach or individual member and need to report an injury to a third party, or damage to a third parties property, please contact us.
  • Personal accident:
    If you have sustained a non-fault injury whilst training towards a triathlon or multi-sport goal or participating in a British Triathlon Permitted Event and you receive Personal Accident insurance as part of your membership. Please contact us to find out if you are eligible to make a claim.

General enquiries 

Please do not hesitate to contact our dedicated British Triathlon Insurance team. Our working hours are Monday to Friday 9am to 5pm.

Ellie Doubleday
Client Manager
Mobile: 07385 403 847
Email: eleanor.doubleday@marsh.com


Natalie Wale
Head of National Governing Bodies
Mobile: 07392 123835
Email: natalie.wale@marsh.com

Claims enquiries

Michaela Britten
Claims Manager
Direct: 0113 2207536
Mobile: 07392 122380
Email: michaela.britten@marsh.com