British Triathlon insurance zone

As a Core member of British Triathlon, you receive Public Liability insurance up to a limit of £15,000,000 to cover you for swimming, cycling and running activities when training towards a triathlon or multi-sport goal or racing in a triathlon or multi-sport event. You also receive a select number of Personal Accident benefits. Below is a list of what activities you are approved for, via your level of membership:

£15,000,000 Liability Insurance, covering you for the following:

• To race under your race licence in British Triathlon permitted events
• Training alone in the United Kingdom
• Training in/ with a club in the United Kingdom
• Unlimited racing within the United Kingdom at a permitted event
• Racing abroad at ETU/World Triathlon permitted championships and events as listed under https://www.triathlon.org/events. You will also be covered for 4 days training abroad prior to racing at the above events.

Personal Accident cover, whilst training and racing in the United Kingdom and racing at ETU/ World Triathlon permitted championships and events as listed under https://www.triathlon.org/events. You will also be covered for 4 days training abroad prior to racing at the above events.

Benefits include:

• Permanent Total Disablement (up to £50,000) including loss of limbs, eyes, speech & hearing
• Death – £10,000
• Broken bones and dental cover

To review the full details of the Personal Accident benefits available to you, please review the Personal Accident Policy Schedule available in the downloads section

• Core members receive cover for training abroad at ETU/World Triathlon permitted championships and events for 4 consecutive days leading up to the day of the race.
• Core members do not receive cover to train abroad at any other time or race abroad at long distance events such as IRONMAN, Challenge Family events etc.
• Please note the Personal Accident Insurance does not cover loss of earnings, medical expenses, physio cover etc. If you require any of these covers/ benefits, you will need to upgrade your membership to Ultimate.

As an Ultimate member of British Triathlon, you receive the widest level of cover available. This includes Public Liability insurance up to a limit of £15,000,000 to cover you for swimming, cycling and running activities when training towards a triathlon or multi-sport goal or racing in a triathlon or multi-sport event anywhere in the world. You also receive a wide range of Personal Accident benefits.

Below is a list of what activities you are approved for, via your level of membership:

£15,000,000 Liability Insurance, covering you for the following:

• To race under your licence in British Triathlon permitted events
• Training alone in the United Kingdom
• Training in/ with a club in the United Kingdom
• Training abroad
• Unlimited racing within the United Kingdom at British Triathlon permitted event
• Racing abroad at ETU/World Triathlon permitted championships and events as listed under https://www.triathlon.org/events
• Racing abroad at IRONMAN, Castle Race Series, Challenge Family, Powerman, Xterra, Xtri and Super League Triathlon sanctioned events.

Personal Accident cover, whilst training in the United Kingdom, racing in British Triathlon permitted events and racing at World Triathlon, ETU, ASTC, OTU and CAMTRI events (as listed on the World Triathlon events search https://www.triathlon.org/events), Triathlon Ireland (as listed on the Triathlon Ireland events search https://www.triathlonireland.com/Events/Race-Calendar/), Castle Race Series, Challenge Family, IRONMAN, Powerman, Xterra, Xtri and Super League Triathlon sanctioned events.

Benefits include:

• Permanent Total Disablement (up to £50,000) including loss of limbs, eyes, speech & hearing
• Death – £10,000
• Broken bones and dental cover
• Facial disfigurement – up to £5,000
• Loss of earnings (Temporary Total Disablement) – up to £100 per week
• Medical Expenses including Physio cover – up to 25% of the value of a valid loss of earnings claim

To review the full details of the Personal Accident benefits provided to you please review the Personal Accident Schedule available in the downloads section.

As a Race Pass holder of Triathlon England, Welsh Triathlon or Triathlon Scotland, you receive Public Liability insurance up to a £15,000,000 limit of indemnity to cover you whilst you are competing in a recognised triathlon event. (Cover is not provided whilst training towards a Triathlon goal, only whilst participating in the event).

The insurance also covers the cost of defending a claim against you if you are held responsible for loss, damage or injury to someone else or their property.

Please view the Race Pass holders Confirmation of Insurance document available in the downloads section. There are also FAQs specifically for Race Pass holders.