There is a statues of limitations for an injured party has to bring a claim for injury against you. Usually 3 years or if they are a child up to 3 years from their 18th birthday. This however can be reviewed by the courts dependent on the circumstances. It is imperative however that you notify any circumstance which may give rise to a claim as soon as you are aware of it.
FAQs for Ultimate Members
Yes, you are indemnified under the British Triathlon insurance to train with sports clubs of which you are not a member, as long as you are training in the sports of a triathlon, swimming, cycling, and running.
Yes, a £250 excess applies to the Public Liability cover if a member has damaged third party property.
There are no age restrictions applicable to the Public Liability insurance. However Triathlon activity must be in accordance with the guidelines set by British Triathlon
No, as you are a not a UK Resident the BTF cover does not provide insurance protection, we recommend you purchase Liability cover in your country of residence.
Please review the Personal Accident Schedule available within the downloads section to understand the full benefits provided to you.
As an Ultimate member you are covered for:
- Unlimited racing within the United Kingdom at British Triathlon permitted event
- Racing abroad at ETU/World Triathlon permitted championships and events as listed under https://www.triathlon.org/events
- Racing abroad at IRONMAN, Castle Race Series, Challenge Family, Powerman, Xterra, Xtri and Super League Triathlon sanctioned events.
The Public Liability limit provided is £15,000,000. The limit of indemnity is the maximum amount of the insurer's liability for any claim or claims under a policy.
As an Ultimate member you are covered to train either alone or with a club, anywhere in the world.
If you have any queries regarding your EHIC please visit the following link https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/
Please contact Marsh Sport if you are unsure on whether an incident should be notified or not, they will advise you accordingly.
You are insured to train as long as it falls within the disciplines of a triathlon - Swimming, Cycling and Running, even if you have no plan to take part in triathlon.
Yes, as long as you are not out of the UK for more than 6 consecutive months. If you are, we recommend you purchase Liability cover in your country of residence.
Yes, the Liability policy is in place if a claim is made against you.
If you are an Ultimate member, your insurance cover extends to include events listed on the World Triathlon event search, Triathlon Ireland event search, Castle Race Series, Challenge Family, IRONMAN, Powerman, Xterra, Xtri and Super League Triathlon sanctioned events. https://www.triathlon.org/events
The Public Liability policy does not cover commuting unless you are training towards a genuine triathlon goal, and are able to evidence the ride formed part of your training plan, such as a defined training log, and the route, the bike you were using,the clothing you were wearing and the eventyou had entered into for which you are training, Insurers would then consider each claim on its own merits. Alternatively this may be covered under your household insurance or if you have separate bike insurance this may be extended to cover commuting.