Yes, Clubs are provided with Employers Liability insurance, with a Limit of Indemnity of £10,000,000.
Frequently asked questions
Public Liability, Professional Indemnity, Directors’ and Officers’ & Employers Liability.
Employers’ Liability protects the employer in the event of an injury to an employee, for which the employer is liable.
Employers’ Liability could apply to clubs who employ coaches or volunteers to work on their behalf.
Public Liability protects a club/member/volunteer if another member, or a member of the public, sues them for injury or damage caused.
There is a statutory requirement for clubs to have Employers Liability Insurance if you employ the services of others. The definition of employee makes no distinction between paid and unpaid work meaning your club volunteers could still be classed as an “employee”.
Public Liability cover is provided on a worldwide basis for authorised Rounders England activities.
However, the membership insurance does not include Travel Insurance, which can be obtained from Marsh Sport here.
Insurance cover is only available to members who have a permanent UK address.
Any member permanently living abroad is not covered.
If there are verbal or written allegations made against your club, you should record the information and notify Marsh Sport of the incident at your earliest opportunity. Please contact 0345 872 5060 or email us
In NO circumstances should you admit liability or agree to pay for any damage caused as this may prejudice the position of Insurers and COULD result in the withdrawal of any indemnity.
Please note this is a Liability policy where Insurers decide if negligence attaches to you, meaning any pay
Yes, there is a £350 Excess in connection with Liability claims.
We recommend that a designated person within your club is made responsible to record any reportable accident/incident. Records must be kept for at least 6 years, and longer where it involves a person under the age of 18 years. Names and addresses of any possible witnesses should also be recorded. Please ensure your club has an accident book to record all such information.
In respect of Safeguarding allegations records should be kept indefinitely.
It is essential that you undertake risk assessments for the activities of your league, club, team to support you in your risk management. You and your club owe a duty of care to those around you.
If an allegation for negligence is made against you or your club the risk assessments will be needed to evidence what you have reasonably been able to do to prevent an incident occurring.
You receive Public Liability up to £10,000,000 and Professional Indemnity (coaching, tuition and umpiring cover) up to £10,000,000. Please note this cover is in respect of individuals and does not extend to Limited Companies
Cover is in place to protect coaches & umpires for claims made against them which allege that a third party has suffered an injury or financial loss caused by negligent acts, errors or omissions during their coaching or officiating activities.
Yes, the public liability insurance provided will defend your position, should you be sued for injury to a third party or damage to a third parties property.
Please note any claims relating to deliberate or criminal acts are excluded.
In NO circumstances should you admit liability or agree to pay for any damage caused as this may prejudice the position of Insurers and COULD result in the withdrawal of any indemnity.
Please note this is a Liability policy where Insurers decide if negligence attaches to you, meaning any pay
If your query relates to the insurance policy please contact our insurance broker, Marsh Sport on either 0345 872 5060, or by email.