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Insurance for event organisers and promoters

As an organisation that has affiliated to UK Athletics or one of the Home Country Athletics Federations for the express purpose of organising athletic events you are automatically provided with Public Liability insurance cover.
As an organisation that has affiliated to UK Athletics or one of the Home Country Athletics Federations for the express purpose of organising athletic events you are automatically provided with Public Liability insurance cover.

Who is covered?

All event organisers affiliated to:

  • UK Athletics
  • England Athletics
  • Scottish Athletics
  • Athletics Northern Ireland
  • Welsh Athletics

For the express purpose of organising athletic events that hold a current event license or permit for their event.

About the insurance provided

Public liability insurance provides protection against legal liability for bodily injury to third parties and damage to third party property.

  • Public Liability limit £50,000,000 any one occurrence.
  • The policy covers activities anywhere in the world, provided that claims are brought in Great Britain, Northern Ireland, the Isle of Man or the Channel Islands.
  • There is no age limit applied to the cover.
  • £750 excess each and every claim for third party property damage.

Public liability cover for competitions and events

Track & Field Competitions

  • All Track and Field competitions/events must have a valid licence in order for insurance cover to apply. 

You can apply for a licence through UK Athletics: https://www.uka.org.uk/competition/track-field/track-field-licensing/

Non- stadium running and walking events

Licences are required in order for insurance cover to apply for non-stadium running and walking competitions if the event:

  • Has 150 or more participants, or
  • Charges for entry, or
  • Has runners taking part who are not in an affiliated club.

For the avoidance of doubt, in respect of non-stadium running and walking events only, licences are not required, if the event:

  • Has less than 150 participants, and
  • Does not takes an entry fee, and
  • Has only club runners from affiliated clubs taking part.

Note: The above does not apply to Sportshall Athletics competitions for which no licence is required.

You can apply for a licence for road races and multi-terrain races using the links below:

Please note

Cover for competition and events applies to athletics events within one of the six disciplines defined in UK Athletics Rules for Competition:

  • Track and Field
  • Race Walking
  • Cross Country
  • Road Running
  • Fell, Hill and Mountain Running
  • Trail Running.

Cover is also included for Highland Games/Heavy Throwing events licensed by Scottish Athletics and for weight throwing events licensed by UK Athletics or the relevant HCAF.

Cover does not apply to any event that is not described in UKA Rules for Competition such as Colour Runs and events that incorporate obstacles, unless the event is a Fun Run incorporated within the programme of a licensed event.

Products liability insurance provides protection against legal liability to pay compensation including legal costs for death or bodily injury, or damage to third party property arising from products supplied.

  • Products Liability limit £50,000,000 any one occurrence and in the aggregate.

The insurance is subject to all terms, conditions, limitations, exclusions and cancellation provisions and may also be subject to warranties. Please see the Policy Wording for full details.

UKA insurance policy enquiries - contact Marsh

If you can't find what you are looking for on this website, please do not hesitate to contact our specialist sports insurance team. We will be happy to help. Our office hours are Monday - Friday, 9am - 5pm (we are closed on bank holidays).